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Business lending, customised for growth

Access financing facilities to support working capital and growth, available through GLDB's banking platform.

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Our financing facilities

Financing that aligns with how you operate

Structured loans to match your funding strategy

GLDB Business Loans provide non-revolving financing over a fixed tenure to support your plans for working capital, business expansion or planned investments. Loan amounts, tenures and repayment schedules are agreed upfront, giving you greater certainty when managing cash flow and longer-term commitments.

  • Non-revolving financing to support working capital, expansion, or business upgrades
  • Repay through monthly instalments based on agreed tenures and loan terms
  • Access unsecured term loan of up to SGD 300,000, with personal guarantees. No collateral is required. 

Financing for business expansion and day-to-day business needs

GLDB Term Loans provide short and medium term funding support for our client's operational requirements. This helps to bridge seasonal fluctuations or temporary cash flow gaps so that our clients can better focus on their business growth and automation initiatives without disruption to business operations.

  • Access funding to support business growth or simply for day-to-day working capital needs
  • Draw and repay funds in line with agreed facility terms
  • Secure funding supported by partial or full collateral acceptable to the Bank.

Flexible, revolving funding solution when you need temporary cash flow boost or working capital expansion.

GLDB Overdraft facilities provide revolving access to funds linked directly to your Current or Multi-Currency Account. Manage short-term timing differences between incoming and outgoing payments while keeping cash flow visible and controlled.

  • Repay any time as there is no fixed tenor and you will only need to pay interest on what is utilised
  • Designed for short-term liquidity management
  • View overdraft usage and balances availability alongside account activity
Relevant support

FAQs

Have a question? Our FAQs has answers to common questions on GLDB’s banking solutions and more.

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A modern digital banking experience, built for businesses